The role of the independent financial adviser has never been more important.
Why am I reiterating this now? Because research released this week by Lloyds Bank shows how household savings in Britain have halved over the past 40 years. In the mid-70s, families were saving on average 9.9 per cent of their income for retirement, when interest rates were on the rise, whereas now they are putting aside just 4.8 per cent of their salary, as the Bank of England base rate has fallen to Read More
Following reports this week that George Osborne is looking into introducing measures to force British expatriates to pay tax on income earned in the UK, I have publicly stated that I believe this will lead to many people severing financial ties with the country. Following reports this week that George Osborne is looking into introducing measures to force British expatriates to pay tax on income earned in the UK, I have publicly stated that I believe this will Read More