Financial Adviser
August 27, 2014
The role of the independent financial adviser has never been more important.
Why am I reiterating this now? Because research released this week by Lloyds Bank shows how household savings in Britain have halved over the past 40 years. In the mid-70s, families were saving on average 9.9 per cent of their income for retirement, when interest rates were on the rise, whereas now they are putting aside just 4.8 per cent of their salary, as the Bank of England base rate has fallen to
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