Pensions
August 27, 2014
The role of the independent financial adviser has never been more important.
Why am I reiterating this now? Because research released this week by Lloyds Bank shows how household savings in Britain have halved over the past 40 years. In the mid-70s, families were saving on average 9.9 per cent of their income for retirement, when interest rates were on the rise, whereas now they are putting aside just 4.8 per cent of their salary, as the Bank of England base rate has fallen to
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December 4, 2012
Pension relief to be cut?
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Despite the worldwide pension crisis, the UK government seem determined to reduce pension relief tomorrow. Despite the worldwide pension crisis, the UK government seem determined to reduce pension relief tomorrow.
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December 1, 2012
QROPS pension changes?
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HM Revenue & Customs (HMRC) has published a draft Order making a number of changes to the Annual Allowance (AA) legislation, for external comment until 31st Dec 2012 . HM Revenue & Customs (HMRC) has published a draft Order making a number of changes to the Annual Allowance (AA) legislation, for external comment until 31st Dec 2012 .
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November 27, 2012
UK Pension savers may no longer be able to take 25% of their pensions as tax free cash if proposals of a think tank are taken.
Instead of the popular tax break, the Centre for Policy Studies (CPS) proposed that every pension pot should be increased by 5pc before it was used to buy an annuity. UK Pension savers may no longer be able to take 25% of their pensions as tax free cash if proposals of a think tank are taken.
Instead of the popular tax break, the
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November 20, 2012
George Osborne should forget launching another raid on the pension contributions of higher earners. Any such attack would in my opinion be yet another anti business move. George Osborne should forget launching another raid on the pension contributions of higher earners. Any such attack would in my opinion be yet another anti business move.
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November 15, 2012
The unexpectedly large spike in inflation confirmed yesterday and the BoE's inflation forecast today could spell trouble for company pension holders. The unexpectedly large spike in inflation confirmed yesterday and the BoE's inflation forecast today could spell trouble for company pension holders.
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October 9, 2012
deVere in Forbes
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It was really great to see the article about deVere in Forbes yesterday. The company is making great progress but there is still so much to achieve.
Here's a link to the article. deVere News https://www.devere-group.com/pdf/Forbes-Nigel-Green-deVere.pdf
Pensions are in the news again with the FT saying they should be hedged. That doesn't solve the problem. The reality is final salary company schemes aren't sustainable. It was really great to see the article about deVere in Forbes yesterday. The company is making great progress but there is still so much
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October 8, 2012
Wrote the Daily Telegraph at the weekend. UK companies are ‘staring into an abyss’ of bleak void as the government are struggling to find a way to plan pensions schemes with an increasingly growing ageing population.
Wrote the Daily Telegraph at the weekend. UK companies are ‘staring into an abyss’ of bleak void as the government are struggling to find a way to plan pensions schemes with an increasingly growing ageing population.
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